2013 has been a pretty good year for me, even though I got into an accident last month. I was able to reach my target goal of writing one article per week last month. Due to the accident and busy schedule I wasn’t able to reach my target number of articles this month. But because of that accident I figured out that I was able to reach my target emergency fund for this year. I dont know how much to save for emergency fund but I was able to save enough to and use it to cover my expenses for the accident and without it and my family’s help I think I will really have a hard time. Anyway, there’s still some money left in my emergency fund and I will start saving money again next year.
I think saving money for my emergency fund was really one of my biggest accomplishment this year because without it I don’t know how I will survive the money I need for that accident.
So what did you accomplish this year? Did you achieve anything that made you proud of yourself? It feels really good to be able to look back at the year and know that you have accomplished. No matter how big or small it is, give yourself a good pat on the back for achieving them!
I consider this year a good even though something bad happened to me last month. I learned a lot, I started something that I didn’t even imagine that I would do. I started savings, adopted Miriam Quiambao money jars systems, invested some of my money and realized the importance of having an emergency fund.
As I mentioned before in my previous posts, I’m already thinking about my 2014 goals. I hope to save more than half of my income and to get another side job so I can earn more. I also hope to start running again aside from other few additional personal goals like starting a small business.
Hopefully, I can motivate myself to reach my goals.
I want 2014 to be a good year for me so I will do my best to reach my goals. How? Maybe sacrificing a little bit of my fun activities and use my time for a more productive things.
We make our own decisions what kind of a year its going to be for us but whatever our decision maybe it can and it will surely affect our future. It’s really up to each one of us what kind of future do we want for ourselves, for our family and children.
So… what kind of year do you want 2014 to be? Maybe you can start building your emergency fund also or start checking out best place to keep your emergency fund.