The Two Frugals

Inspired by Miriam Quiambao's Jars

2017 Financial Goals for First Time Workers

Are you a Fresh Graduate, or starting a new job this coming 2017? Then this article is for you! Know your do’s and don’t once you started earning money. We sum up below goals that will help you aim your dreams or wishes this 2017. Financial goals require regular saving or investments for a long period of time, you can start by following the tips below.

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1. Save for Emergencies

You didn’t know what time or day would you spend more of your money. Better start saving your money now for unexpected expenses that will occur in your life. Life is full of surprises, today you have lots of money tomorrow it can be gone. That’s why we need to be prepared in handling emergency situations.

2. Set your Budget

Once you received your first salary on your first job, avoid wasting it in unnecessary things, remember that it’s important to have goals or a plan first on your expenses monthly. Set your budget! You can list down all your expenses monthly and to know how much do you need before your next salary. Save first before spending. In this way, you’ll have the plan on how much money you’ll spend.

3. Create your Personal Bank Account

Having your personal bank account is important because you will have own access to your money when you need it. You don’t need to bring a lot of cash, plus having a peace of mind and security that your cash won’t get stolen or lost.

4. Get the Insurance you need

At an early age, taking care of your health and be prepared in any circumstances that will occur is very important. Research, or ask your friends to come up with the best insurance that will fit your needs. Even if you’re young, and healthy you’ll never know what would happen, so make sure to avail one.

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