The Two Frugals blog (thetwofrugals.com) is inspired by Mirriam Quiambao’s jars. It is run by two friends (Liza and Jeff) who became obsessed about earning, saving and growing money. They haven’t perfected the ways to save and grow money and they are still striving to learn. As they learn, they will impart all lessons and tips that worked for them and others through this blog.

Quick Facts about The Two Frugals authors:


jeff iconJeff is a frugal currently employed in an IT Firm in Makati and has been very amused on learning stocks and such. He already started saving money for his emergency fund and also started investing in mutual fund, forex and P2P lending. Currently into reading and learning more about stock investing and proper money management.


womenality.com logoLiza is a frugal working from home as an SEO Consultant and Digital Content Specialist. She runs her own travel blog and has traveled to 8 countries in Asia and more than 10 provinces in the Philippines. She bought her first house at age 29 but has never stopped working on achieving financial freedom.




They both consider themselves as “frugal”.

Both are on their mid 30s and not yet married.

Both graduated as B.S. Computer Engineering in Adamson University, Manila Philippines.

Both have been working for 11 years in IT world particularly Internet Marketing.

Both loves to read and enjoys having conversation about money matters.

Both are not money experts nor gurus.

The also maintain a blog about Sale, Discounts and Coupons in the Philippines.



All the information on this website is published in good faith and for general information purpose only. The owners does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information you find on this website (http://thetwofrugals.com/), is strictly at your own risk. The owners of this website will not be liable for any losses and/or damages in connection with the use of our website.

From our website, you can visit other websites by following hyperlinks to such external sites. While we strive to provide only quality links to useful and ethical websites, we have no control over the content and nature of these sites. These links to other websites do not imply a recommendation for all the content found on these sites. Site owners and content may change without notice and may occur before we have the opportunity to remove a link which may have gone ‘bad’.

Please be also aware that when you leave our website, other sites may have different privacy policies and terms which are beyond our control. Please be sure to check the Privacy Policies of these sites as well as their “Terms of Service” before engaging in any business or uploading any information.


By using our website, you hereby consent to our disclaimer and agree to its terms.


This site disclaimer was last updated on: Sunday, July 17, 2018.

Should we update, amend or make any changes to this document, those changes will be prominently posted here.

If you require any more information or have any questions about our site’s disclaimer, please feel free to contact us.

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.