Why you need to invest

I just saw this the other day and I find it really informative. Regardless of the company featured in the commercial, this video shows you why you should invest your money. If you already started saving and already have allotted money for your emergency fund then what you can do next is to check out […]

5 Easy Ways to Become Frugal

Frugal living means living better for less. You dont have to spend all your money to live a better life but sometimes learning how to budget your money, understanding its value, knowing your needs from your wants or by simply cutting on buying a coffee can do a lot in your quality of life. Many of our […]

PDIC Usapang Pera Mga Dapat Alamin free ebook

Usapang Pera: Mga Dapat Alamin

Philippines Deposit Insurance Corporation (PDIC) is celebrating their 50th years of service to the Filipino People. One of PDIC’s campaigns is to spread and increase the financial literacy of every Juan in the country. The Philippine Deposit Insurance Corporation (PDIC) was established on June 22, 1963 by Republic Act 3591 to provide depositor protection and […]

year 2013

What Did You Accomplish This Year?

2013 has been a pretty good year for me, even though I got into an accident last month. I was able to reach my target goal of writing one article per week last month. Due to the accident and busy schedule I wasn’t able to reach my target number of articles this month. But because […]

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How to make money online

Liza and I used to be coworkers and working for an online company before. So like her, I used to be an OFW (Online Filipino Worker) before. The term OFW was to simply explain our work to people who are not technologically inclined. It’s easier for them to understand what it is than explaining what […]

13th month salary

How to Spend Your Christmas Bonus

Christmas is near and so is 13th month pay. Some of you may already receive your Christmas bonus but what do you usually do with this windfall money? Extra cash is always flowing during these season especially those who are working in companies here in the Philippines where business are required to pay their employees […]

Eliminating bad debts

13 Steps on How to Eliminate Your Bad Debt

Most of us have experienced debt but for some Filipinos are having a hard time eliminating or are buried in debt. Bad debt is commonly accumulated through excessive spending or spending your money for “wants” instead of “needs”. Eliminating debt is a common problem that most Filipinos face. Before you move to investing you should […]

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Setting Up a Financial Goal and Following a Budget

For the past years I have been reading a lot of resources about personal finance and how to reach financial freedom. One common advice that I frequently read from finance gurus and advisors is to start by setting up your financial goals and sticking with your budget plans. No matter how much you earn if […]