Financial Goals for First Time Workers

2017 Financial Goals for First Time Workers

Are you a Fresh Graduate, or starting a new job this coming 2017? Then this article is for you! Know your do’s and don’t once you started earning money. We sum up below goals that will help you aim your dreams or wishes this 2017. Financial goals require regular saving or investments for a long […]

How to Save Money when Buying Gifts for Holidays?

Christmas is coming, now is the right time to save  budget. To help you save money on holiday gifts, read the post below and know the great ways follow the tips below. 1. Start planning Before do shopping online or in the malls, take the time to think your spending plan for the Christmas holidays. […]

Save money on your Meralco Bill

Once again, Ways to Save on Electricity

It doesn’t take a genius to realize that dialing down on energy consumption translates to savings on monthly bills. I only truly realized the importance of saving power I started paying bills. I noticed our bill always seem to skyrocket during summertime so lately we’ve been trying different methods on saving electricity. The most common […]

What is Delayed Gratification?

It’s just recently that I came to discover the word “delayed gratification”.  The words are now more used by financial gurus in delivering motivational speaks to individuals who want to learn more about saving and investing. So what is a “delayed gratification”? According to Wikipedia, Delayed gratification, or deferred gratification, is the ability to resist […]

Stock Market 101: Diverification for Beginners

This video of Armand Bengco, an Executive Director in Colayco Foundation, was uploaded in February 16, 2012 in YouTube. The interview was just a portion of the program and may be old but it still holds valuable information that will guide us about the importance of diversification. Here are some points that I quoted from […]

How to Compute Your Mutual Fund Earnings

If you just started your investment or planning to start investing on Mutual Funds and you want to know how much your money can earn, here’s a simple computation that will help you realize how valuable time is in your investment. Let’s meet the two financial terms you should know. 1. NAVPS (Net Asset Value […]

Secret to Becoming Rich According to Francisco Colayco

I once read a book entitled “The Magic of Thinking Big” by David J. Schwartz and it has changed my mindset towards achieving my goals. While reading, I found myself asking questions like “why these things aren’t part of the education curriculum?”. It’s a sad truth. This is also my same sentiment about the importance of […]

Kayod! Walang Masama ang Mangarap

I love Apo Hiking Society and their songs. And if you’re like me, you probably know this song “Kayod! Kayod!”. “Kayod” is a Filipino term which means “to strive more or to work more”. I feel like I’am the person that this song is talking about. It inspires me,  actually to improve my financial status. […]