Save money on your Meralco Bill

Once again, Ways to Save on Electricity

It doesn’t take a genius to realize that dialing down on energy consumption translates to savings on monthly bills. I only truly realized the importance of saving power I started paying bills. I noticed our bill always seem to skyrocket during summertime so lately we’ve been trying different methods on saving electricity. The most common […]

What is Delayed Gratification?

It’s just recently that I came to discover the word “delayed gratification”.  The words are now more used by financial gurus in delivering motivational speaks to individuals who want to learn more about saving and investing. So what is a “delayed gratification”? According to Wikipedia, Delayed gratification, or deferred gratification, is the ability to resist […]

Stock Market 101: Diverification for Beginners

This video of Armand Bengco, an Executive Director in Colayco Foundation, was uploaded in February 16, 2012 in YouTube. The interview was just a portion of the program and may be old but it still holds valuable information that will guide us about the importance of diversification. Here are some points that I quoted from […]

How to Compute Your Mutual Fund Earnings

If you just started your investment or planning to start investing on Mutual Funds and you want to know how much your money can earn, here’s a simple computation that will help you realize how valuable time is in your investment. Let’s meet the two financial terms you should know. 1. NAVPS (Net Asset Value […]

Secret to Becoming Rich According to Francisco Colayco

I once read a book entitled “The Magic of Thinking Big” by David J. Schwartz and it has changed my mindset towards achieving my goals. While reading, I found myself asking questions like “why these things aren’t part of the education curriculum?”. It’s a sad truth. This is also my same sentiment about the importance of […]

Kayod! Walang Masama ang Mangarap

I love Apo Hiking Society and their songs. And if you’re like me, you probably know this song “Kayod! Kayod!”. “Kayod” is a Filipino term which means “to strive more or to work more”. I feel like I’am the person that this song is talking about. It inspires me,  actually to improve my financial status. […]

year 2013

What Did You Accomplish This Year?

2013 has been a pretty good year for me, even though I got into an accident last month. I was able to reach my target goal of writing one article per week last month. Due to the accident and busy schedule I wasn’t able to reach my target number of articles this month. But because […]

13th month salary

How to Spend Your Christmas Bonus

Christmas is near and so is 13th month pay. Some of you may already receive your Christmas bonus but what do you usually do with this windfall money? Extra cash is always flowing during these season especially those who are working in companies here in the Philippines where business are required to pay their employees […]