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Financial Goals for First Time Workers

2017 Financial Goals for First Time Workers

Are you a Fresh Graduate, or starting a new job this coming 2017? Then this article is for you! Know your do’s and don’t once you started earning money. We sum up below goals that will help you aim your dreams or wishes this 2017. Financial goals require regular saving or investments for a long period of time, you can start by following the tips below.

Financial Goals for First Time Workers

1. Save for Emergencies

You didn’t know what time or day would you spend more of your money. Better start saving your money now for unexpected expenses that will occur in your life. Life is full of surprises, today you have lots of money tomorrow it can be gone. That’s why we need to be prepared in handling emergency situations and building your emergency fund is a must!

2. Set your Budget

Once you received your first salary on your first job, avoid wasting it in unnecessary things, remember that it’s important to have goals or a plan first on your expenses monthly. Set your budget! You can list down all your expenses monthly and to know how much do you need before your next salary. Save first before spending. In this way, you’ll have the plan on how much money you’ll spend. Read our previous posts below to help you in budgeting your hard earned money!

3. Create your Personal Bank Account

Having your personal bank account is important because you will have own access to your money when you need it. You don’t need to bring a lot of cash, plus having a peace of mind and security that your cash won’t get stolen or lost. Check out the different savings account and compare them first before you open an account.

4. Get the Insurance you need

At an early age, taking care of your health and be prepared in any circumstances that will occur is very important. Research, or ask your friends to come up with the best insurance that will fit your needs. Even if you’re young, and healthy you’ll never know what would happen, so make sure to avail one. One more reason why you should get an insurance while you are young is because insurance premiums are usually lower compared to when you reach your 30’s, 40′ and so on.

How First Time Workers in a Corporate World can Save in their Day to Day Life


Starting your first job can be scary. You’ll probably thinking a lot of things in your first day, like what would you do, how would you handle new colleagues, what’s your supervisor like, will you survive? No need to worry anymore because the tips below would probably save your day first day.

Accept that You’re a Newbie

You might love your position and will do anything to be good at it. But if you show up disinterested, unfriendly or rude you could end up loosing your job. Being amiable and cheerful will help you to keep in most workplaces. Accept the fact that you’re new and you need to make friends even if you can do your work on your own.

Be Contented in your First Salary

Competing with fresh graduates is hard, you can be better than them but there will be a lot better than you. Lot of employers will make a basis of the salary you want. Help yourself to be contented in your first salary, it’s not important how much you earn as long as your working in professional workforce. Bare a little while, you can always negotiate a raise after six months or at least a year.

Everything Communicates

How you speak, how you dress, the way you talk define you. Everyone will be looking at you in your first day. If you want to succeed in a corporate environment, you have to communicate in a way that others will not be offended. Show them that you are a kind of employee that can bring success in the company.

Be Competent

Whatever you do, be competent. Show what you got and that you deserve to be there. Be confident. Don’t ponder to share what you know, and what you believe if it’s the right thing to do. Don’t others look down on you because your young, but make them see that you’re not just an ordinary employee, you have the condidence to bring achievement in your employer.

Challenge Yourself

Don’t stop learning, you’ll never know how long would you last in your company. Things will change and it will not be always your way. You probably got a job that you love, but don’t don’t stop reaching your goals. Set your goals for yourself.